When a Neighbor’s Tree Falls: Whose Insurance Pays?

After several recent storms across Iowa, many homeowners have found themselves asking the same question: If my neighbor’s tree falls on my house or car, whose insurance covers the damage? Most people are surprised to learn that, in most cases, it is not the tree...

GAP and New Car Replacement Coverage: Protecting Your New Ride

Buying a brand-new car is exciting, but it also comes with financial risks—especially in the event of an accident. Two popular insurance endorsements—GAP coverage and New Car Replacement coverage—can help protect your investment when standard auto insurance falls...

The Complete Guide to Your Insurance Declarations Page

Let’s go back to the basics and talk about your insurance declarations page. Whether you’re insuring your car, home or business, every policy comes with one. The insurance declarations page provides you with the important information and details you need to know in...

Why Young Adults Need Their Own Auto Insurance Policy

Graduating college or moving out of your parents’ home is a big milestone—and with independence comes new responsibilities, including making sure you’re properly insured. One crucial but often overlooked step is getting your own auto insurance policy. Many young...